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论文编号：	9769
作者编号：	2120152857
上传时间：	2017/12/10 20:36:38
中文题目：	我国商业银行资产托管业务发展战略与运营支持研究——以渤海银行为例
英文题目：	Research on the Strategic and Operations Support of the Asset Custody Business of Commercial Banks of China——Illustrated by the Example of China Bohai Bank
指导老师：	张金成
中文关键字：	银行托管业务；市场演变；战略选择；运营支持
英文关键字：	Asset Custody；Market Evolution；Strategic Options；Operations Support
中文摘要：	商业银行资产托管是指商业银行作为独立第三方，与资产委托人、资产管理人签订托管协议或合同，在法律法规和合同约定的范围内，履行资产保管、清算交收、估值核算、稽核监督等职责，切实保护投资者利益。我国商业银行资产托管源于1998年开始的公募证券投资基金托管。经过近二十年的发展，托管产品种类不断丰富、托管规模不断攀升，托管收入成为商业银行中间业务收入的重要组成部分。我国商业银行资产托管机制为资产管理市场的繁荣发展保驾护航，为国家金融安全提供重要保障，已成为我国金融体系中的重要一环。 近几年，全球资产管理市场蓬勃发展，我国利率市场化改革深入推进，人民币国际化进程加快，跨境投融资需求旺盛，“一带一路”国家战略稳步推进。2016年以来，严监管趋势加强、资产托管市场竞争日趋激烈，商业银行战略转型需求迫切，我国商业银行资产托管业务发展面临着难得的历史机遇，也面对着极大的挑战。 在此背景下，本文对我国商业银行资产托管业务开展研究，对其行业现状进行分析，发现存在问题、探寻发展思路，并提出合理化建议，以期推动我国商业银行资产托管业务的可持续健康发展。 本文首先对我国商业银行资产托管业务的发展历史回顾和发展现状分析，对资产托管业务发展面临的问题与机遇进行分析。然后从战略选择和运营支持两个方面进行深入研究，提出了我国商业银行资产托管业务多元化、竞合和国际化三种发展战略，并从业务开发、质量成本控制、服务创新等方面提出了相关的运营支持策略。最后对渤海银行进行了案例分析，对其资产托管业务的未来发展提出战略选择与运营支持方面的思路和建议。
英文摘要：	The asset custody business of commercial banks is managed under the information asymmetry in the trust relationship, commercial banks as an independent third party, according to the law and contract, takes charge of fund security, fund settlement, asset valuation, accounting, investment supervision, information disclosure. etc. China asset custody industry is originated from the mutual funds which started in 1998. After nearly two decades of development, it has achieved great development，and the custody income has become one of the important sources of middle business income for commercial banks. The mechanism of custody in China protects the prosperity and development of asset management market and provides significant guarantee for the financial security. It has become an important part of the financial system.? In recent years, the global asset management market is blooming, China's Interest rate liberalization is deepening, the internationalization of the RMB is accelerating, demand for cross-border investment and financing is getting more, and "the Belt and Road Initiatives" national strategy is pushing forward. Since 2016, the trend of strict regulation, asset custody increasingly fierce market competition, strategic transformation of commercial bank urgent demand, asset custody industry of China is facing a rare historical opportunity, also faced with great challenge. In this context, this thesis studies asset custody business of commercial banks in China, analyzes its status quo, finds the problems and explores the development ideas, and put forward reasonable suggestions, so as to promote the sustainable and healthy development of the asset custody business of commercial bank. This thesis firstly analyzes the development history of the asset custody business of commercial Banks in China and analyzes the problems and opportunities of the development of the custody business. Then from two aspects of strategic choice and operation support for further research, proposed diversification, competition and internationalization development strategy, and put forward some operations support strategies, such as business development, cost control, and quality service innovation. Finally, the case analysis of China Bohai Bank is carried out, and some ideas and suggestions are put forward for the future development of its asset custody business.?
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