联系我们

论文查询结果	返回搜索

论文编号：	9673
作者编号：	2120152882
上传时间：	2017/12/8 15:25:43
中文题目：	中小民营服装企业MJ公司债权融资困难及其对策分析
英文题目：	Difficulties and countermeasures of debt financing of MJ company of small and medium-sized private garment enterprises
指导老师：	覃家琦
中文关键字：	中小民营服装企业；债权融资； MJ企业；银行贷款；融资租赁
英文关键字：	Small and medium-sized private garment enterprises；debt financing； MJ Company；bank loan；finance lease
中文摘要：	中小企业是国民经济发展中的一个重要力量，在世界各国的经济发展中都起着战略性作用。国际经济界和学术界都普遍认为，中小企业将是21世纪经济发展的主角。中国作为全球最大的发展中国家，民营服装企业的作用和地位更是突出。自改革开放以来，民营服装企业在促进国民第三产业经济增长、缓解就业压力、提高技术水平、促进出口、留用地方资源方面都发挥了重要的作用。资金对一个企业的生产经营而言是非常重要的。拥有足够的资金是是一个企业生存、发展、壮大的前提。随着企业拓展业务的过程，资金短缺的情况总是会出现，那么民营服装企业就需要进行融资，在融资过程中需根据民营服装企业的自身状况和企业所处的经济环境选择合理的融资方式。大型民营服装企业在进行融资的时候难度相对较小，但是中小型企业难以跨过这一门槛。中小型民营服装企业资金大多来源于内源性融资，对外债权融资状况并不理想。这类企业在进行融资的时候，资金方会考虑到他们的信用状况，由于没有较好的信用基础，所以存在信用歧视，这种歧视直接加大了融资难度。 本文主要从中小民营服装企业MJ公司债权融资困难入手，分析其造成困难的原因，给出其解决债权融资困难的对策。本文一共分五部分。第一部分为绪论。阐述了本文的研究背景及意义、国内外研究现状、研究方法与研究内容。第二部分为理论基础与文献回顾，提出融资的相关理论与概念，进而进行相关文献的回顾与评述。第三部分对MJ公司融资存在的困难进行阐述与分析。包括对MJ公司发展现状与成效进行总结，明确提出目前MJ公司融资遇到的困难，并对MJ公司融资困难主要内部和外部原因进行分析。第四部分针对性提出MJ公司克服融资困难的对策。主要包括以下四个方面：不断改善账务管理状况以提高信用等级、不断丰富产权结构与体系、提升风险意识与银行构建良好关系、加强融资租赁对企业的资金支持。第五部分为总结。得出结论、不足与展望。
英文摘要：	Small and medium-sized enterprises are an important force in the development of national economy, and play a strategic role in the economic development of countries all over the world. International Economic and academic circles generally believe that small and medium enterprises will be the protagonist of economic development in twenty-first Century. As the largest developing country in the world, the role and status of Chinese private garment enterprises are outstanding. Since the reform and opening to the outside world, private garment enterprises have played an important role in promoting the third industry economic growth, alleviating employment pressure, improving technical level, promoting export and retaining local resources. Capital is very important to the production and management of an enterprise. Having enough funds is a prerequisite for an enterprise to survive, develop and grow. With the process of business development, the shortage of funds will always appear, so private garment enterprises need financing. The process of financing should be based on reasonable choice of private garment enterprise's own situation and economic environment for enterprises financing. It is relatively difficult for large private garment enterprises to finance, but small and medium-sized enterprises are difficult to cross the threshold. The small and medium-sized private garment enterprise funds mostly originate from the endogenous financing, and the debt financing condition is not ideal. In the financing of these enterprises, investors will take into account their credit situations. Because there is no good credit base, there is a credit discrimination, which directly increases the difficulty of financing. This article starts from the difficulty of debt financing of MJ company, the small and medium-sized garment enterprise, analyzes the cause of its difficulties, and gives some countermeasures to solve the difficulty of debt financing. This article is divided into five parts. The first part is the introduction, which expounds the research background and significance of this article, the research status in domestic and overseas, and the research methods and contents. The second part is the theoretical basis and literature review, which put forward the relevant theories and concepts of financing, and make a review and comment of the relevant literatures. The third part elaborates and analyzes the difficulties of MJ company in financing, including summarizing the development status and achievement of MJ company, making clear the difficulties in financing of MJ company, and analyzing the main internal and external causes of MJ company's financing difficulties. The fourth part puts forward the countermeasures of MJ company to overcome the financing difficulty, mainly including the following four aspects: Continuously improve financial management to improve the credit rating, enrich the property right structure and system, improve risk awareness to build good relationship with banks, strengthen the fund support from the leasing company. The fifth part is the summery, which draw conclusions, shortcomings and prospects.
查看全文：	预览  下载(下载需要进行登录)