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论文编号：	964
作者编号：	2120071968
上传时间：	2009/5/26 12:50:45
中文题目：	国有商业银行国际化经营战略研究
英文题目：	Research in international stra
指导老师：	吴晓云
中文关键字：	国有商业银行;国际化;战略tl
英文关键字：	internationalization of banks;
中文摘要：	当前经济与金融全球化浪潮席卷全球，市场的日益开放、经济依存度与融合度的逐步提高，使世界各国都不同程度地卷入了这一不可逆转的历史潮流。国际化成为各国经济发展的重要特征。随着我国加入WTO，金融服务业进一步开放，使我国正处于发展与完善中的银行业直接面对并参与国际竞争，国际化也因而成为我国商业银行的必然选择。 2008年开始延续至今的金融危机使得全球各大金融机构受到重创，我国国有商业银行在技术和资本实力方面反而在危机来临后优势凸显，有些股份制银行甚至抓住机会在华尔街设立分行，吸纳高级的金融人才。可以说，这次风暴给国有商业银行带来了前所未有的机遇。 本文首先对银行跨国经营战略进行了界定。并基于对西方主要银行跨国经营战略理论依据的评述，研究前人对商业银行国际化战略的论述，如银行在没有垄断优势时，可以发挥比较优势为前提，以服务于本国客户为核心，拓展海外市场。其次对我国银行跨国经营的发展进程及存在的问题进行了分析；对我国商业银行国际化的动因和可行性进行了分析，提出新时期下我国商业银行提升自身能力的策略；根据银行国际化市场业务的类型进行了细分，提出我国四大国有商业银行的国际化战略定位，并按照国际化实施步骤提出在不同的市场上实施不同的战略。这些战略有多元化业务战略模式、细分区域业务战略模式、组织与协同战略模式。根据我国国有商业银行的实际情况，总结出各种战略实施的条件和约束，并在此基础上提出资源匹配和整合措施。 最后文章针对国有商业银行国际化发展战略提出了相应的建议。国际化的顺利推进需要有适合我国商业银行的发展战略作为指导，希望本文关于国际化发展战略的研究能对我国商业银行的国际化发展有一定的借鉴意义。
英文摘要：	Nowadays，the globalization of economic and finance sweeps the whole world. The increasingly open of market, the higher extend of economic dependence and amalgamation，make countries all over the world，in various degree，be involved in irreversible tide. The internationalization becomes the important characteristic of the world economic .As we have entered the WTO and have to open financial service much further，our developing and perfecting banks have directly faced and taken part in the international competition. Internationalization has been the inevitable choice of our commercial banks. The world's major financial institutions were heavily hit by the outbreak of the financial crisis in 2008. Chinese state-owned commercial banks highlights their advantages in capital strength and the technical strength after the crisis happens, some joint-stock banks even have seized the opportunity to establish a branch in the Wall Street and have attracted high-level financial professionals. It can be said that the turmoil brought about an unprecedented opportunity to the state-owned commercial banks. This thesis defines the bank’s transnational operation strategy firstly，and puts forward the theory of comparative advantage of the banks transnational operation strategy based on the review of the main proof of the bank’s transnational operation strategy of the west. Although without monopoly advantage，the bank can take the comparative advantage as a premise，serving the native customer as the core，expand the overseas market. Secondly，this thesis analyzes transnational development process of China’s banks，current question，and their environment and strategic condition. Analyze Chinese commercial bank’s internationalization motives and feasibility enhances its own capacity in the new period; The bank’s business in international markets has been broken down by type; the strategic positioning of the four major state-owned commercial banks have been made. In accordance with different steps of international; Different strategies will be implemented in different markets. These strategies contain diversified business strategy model, sub-regional pattern of business strategy, organizational strategy and synergy model. According to Chinese state-owned commercial banks’ actual situation, summed up the conditions and constraints for the implementation of various strategies. Resources matching and integration measures are supplied based on it. The article separately put forward the corresponding measure for the state-owned commercial bank internationalization developmental strategy implementation. The smooth promotion of the internationalization needs the suitable development strategy as guidance to the commercial banks of our country Hope the research about the internationalization development strategy of this article can develop some reference meaning to the internationalization of the commercial banks of our country.
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