联系我们

论文查询结果	返回搜索

论文编号：	9180
作者编号：	2120142962
上传时间：	2017/6/8 15:48:26
中文题目：	基于RCSA对TJ银行操作风险的管理研究
英文题目：	Research on Management of Operational Risk of TJ bank Based on RCSA
指导老师：	李莉
中文关键字：	商业银行；操作风险管理；风险与控制的自我评估
英文关键字：	Commercial banks；Operational risk；RCSA
中文摘要：	上世纪90年代以来，随着经济全球化的进程不断加速，互联网科技的广泛应用，银行业进入了高速发展的时期，在经营规模与业务种类不断发展的推动下，日益凸显的操作风险所带来的不利影响终于引起了银行业的重视。在金融业大放异彩的年代里，我们也目睹了诸如巴林银行“里森”事件、大和银行与信孚银行的巨额亏损等低频高危事件，监管层也将操作风险的管理列为专项风险管理进行研究。 TJ银行作为原TJ市的城市商业银行，尚未充分地意识到操作风险管理的重要性，导致推动操作风险管理的动力不足。此外，受制于城商行普遍存在的科技技术缺失、专业人才匮乏等因素，近年来，TJ银行因操作风险而爆发的事件频发。所以，进一步完善优化TJ银行的操作风险管理体系已成为迫不及待的任务。 本文通过收集与查阅大量著作文献与论文期刊，采用阅读、学习国内外相关的理论与案例、定性分析与定量分析相结合的案例分析法，通过介绍商业银行操作风险管理的相关理论与实践情况，以TJ银行为例，结合TJ银行目前的操作风险管理情况，提出TJ银行现行操作风险管理方法存在的问题与隐患。继而提出通过风险与控制的自我评估，即RCSA方法，在对该方法相关的理论与实践进行了一定的介绍后，在其基础上，结合TJ银行操作风险管理框架现状，对其进行优化与完善。
英文摘要：	Since the 1990s, with the continuous progress of economic globalization, the extensive application of Internet technology, the banking industry has entered a period of rapid development, in the business scale and business type of continuous development, driven by increasingly prominent operational risk To the adverse effects of the banking industry has finally attracted the attention. In the era of the financial industry shine, we also witnessed such as the Bahrain Bank "Leeson" incident, Daiwa Bank and Bankers Trust huge losses and other low-frequency high-risk events, regulators will also operate the risk management as a special risk management the study. TJ Bank, as the city commercial bank of the original TJ city, has not yet fully realized the importance of operational risk management, leading to the lack of momentum in driving operational risk management. In addition, due to the prevalence of science and technology in the city of commercial technology is missing, lack of professionals and other factors, in recent years, TJ banks due to operational risks and the outbreak of frequent events. Therefore, to further improve the optimization of TJ Bank's operational risk management system has become a task can not wait. This paper introduces the theory and practice of operational risk management of commercial banks by collecting and consulting a large number of articles and periodicals, using reading and learning related theories and cases, qualitative analysis and quantitative analysis. Taking TJ Bank as an example, this paper puts forward the problems and risks of TJ Bank's current operational risk management method, combined with the current operational risk management of TJ Bank. Then, through the self-assessment of risk and control, that is, RCSA method, after the introduction of the theory and practice related to this method, on the basis of it, combined with the status quo of TJ Bank's operational risk management framework, it is optimized and perfected.
查看全文：	预览  下载(下载需要进行登录)