联系我们

论文查询结果	返回搜索

论文编号：	8656
作者编号：	2120142852
上传时间：	2016/12/6 19:07:47
中文题目：	民营资本与我国上市银行公司治理研究
英文题目：	The study on private capital and corporate governance of listed banks in China
指导老师：	李克文
中文关键字：	民营资本；上市银行；公司治理；股权结构；政府监管
英文关键字：	Private Capital；Listed Banks；Corporate Governance；Ownership Structure；The Government Regulation
中文摘要：	改革开放以来，我国经济飞速发展，市场化程度不断提高，民营经济不断发展壮大，民间资本开始进入各行各业，为国民经济的发展做出了巨大贡献。当前，中国经济进入新常态，经济增速有所减缓，民营经济的发展受各种因素影响也遇到瓶颈，其中融资问题成为困扰民营企业发展的一大因素。长期以来，由于各种政治、经济因素，我国的商业银行业主要由国有资本控制，为了保证国有资产的安全性，在提供融资对于大量实力较弱的民营企业关注较少，民营企业因为各种因素无法顺利在金融机构得到融资，或者仅能获得很少额度的信贷支持，民营经济亟需的资本补充渠道不畅。而另一方面，由于资本市场不完善，导致大量的民间资本无处投资。因而推动民营资本参与乃至设立银行，则是一个解决融资问题和投资问题的可行办法。随着经济全球化的进程，一直以来国有资本占主导地位的银行业逐步对外开放，外资银行以战略投资者的身份参股国有银行或是以设立分支机构的方式大举进入国内银行业。然而，民营资本进入银行业的途径仍然狭窄。仅有很少的一部分民营资本得以进入银行业，并且所占股份数额少，没有话语权和地位，对银行业的发展发挥的作用极为有限。深化国内银行业改革，成为未来银行业发展的必然，只有重新整合银行业产权结构，给予民营资本合理的进入权，国家经济实力和银行业整体实力才能提升，才足以应对经济全球化给我国银行业带来的冲击。推动民营资本进入银行业，对于银行提升自身的运营效率与业绩、扩宽金融机构的资金来源具有重要作用。2014年3月，我国公布了首批民营银行试点名单，这意味着民营资本进入银行的进入了一个新的时期。加快金融改革、向民营资本逐步开放进入银行业的方向已经明确，接下来要重点考虑的问题是如何落实这一改革举措，促使民营资本顺利入驻银行业，有效利用民营资本推动银行业的发展。本文首先对公司治理的现状进行阐述，归纳公司治理的相关理论、商业银行公司治理的特殊性，其次梳理了各类上市银行近年来的发展数据，系统地分析了民营资本对我国上市银行公司治理的相关作用，进一步证明民营资本参与我国上市银行公司治理对银行资本结构多元化、提升经营绩效等方面均有重大益处。最后，本文针对当前民营资本在市场中运作的现状以及上市银行治理方面存在的问题进行研究，对民营资本进入银行的利好提出自身看法，希望能为推动国内金融体制改革提供一点参考。
英文摘要：	Since the reform and opening up, China's rapid economic development, market-oriented degree of continuous improvement, private economy continues to grow and develop, private capital has begun to enter all walks of life for the development of the national economy has made tremendous contributions. At present, China's economy has entered a new normal, economic growth has slowed down, the development of the private economy affected by various factors have encountered bottlenecks, including financing problems become a major factor in the development of private enterprises. For a long time, due to various political and economic factors, China's commercial bank owners by the state-owned capital control, in order to ensure the safety of state-owned assets in the provision of financing for a large number of weaker private enterprises less attention, Factors can not be successfully financed in financial institutions, or only a very small amount of credit support, the private economy much-needed capital supplement channels sluggish. On the other hand, due to the imperfect capital market, resulting in a large number of private capital to invest nowhere. Thus promoting the participation of private capital and even the establishment of a bank, it is a solution to the problem of financing and investment viable approach. With the process of economic globalization, the state-owned capital has been gradually opening to the outside world. Foreign banks participate in the state-owned banks as strategic investors or set up branch offices to enter the domestic banking industry. However, private capital into the banking sector is still narrow. Only a small part of the private capital to enter the banking industry, and the share of the small amount of shares, there is no right to speak and status of the development of the banking industry to play a very limited role. Only by reorganizing the property right structure of the banking industry and giving the private capital a reasonable right of access, the national economic strength and the overall strength of the banking industry can be enhanced to cope with the economic globalization to the banks of our country, so as to deepen the reform of the domestic banking industry. Industry impact. To promote private capital into the banking industry, for banks to enhance their operational efficiency and performance, broaden the financial institutions have an important role in the source of funds. March 2014, China announced the first batch of private banks pilot list, which means that private capital into the bank entered a new period. Accelerating financial reform, the gradual opening of private capital into the banking industry has been clear direction, the next key issue to consider is how to implement this reform initiatives to promote the smooth placement of private capital in the banking industry, the effective use of private capital to promote the development of the banking industry. This paper first expounds the current situation of corporate governance, summarizes the relevant theories of corporate governance, the particularity of corporate governance of commercial banks, combs the development data of listed banks in recent years, and systematically analyzes the effects of private capital on the corporate governance of listed banks in China And further prove that the participation of private capital in corporate governance of listed banks in China has significant benefits on the diversification of capital structure of banks and the improvement of business performance. In the end, this paper studies the current situation of the operation of private capital in the market and the problems existing in the governance of listed banks, and puts forward their own views on the private capital entering the banking industry. I hope to provide a reference for promoting domestic financial system reform.
查看全文：	预览  下载(下载需要进行登录)