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论文编号：	8640
作者编号：	2120142791
上传时间：	2016/12/5 17:45:14
中文题目：	城市商业银行IPO进程中公司治理完善研究——基于哈尔滨银行的实践
英文题目：	Research on improvement of corporate governance in the IPO process of city commercial banks: Based on the Harbin Bank’ practices
指导老师：	李建标
中文关键字：	城市商业银行；公司治理；上市；哈尔滨银行
英文关键字：	city commercial bank; corporate governance; Initial Public Offerings; Harbin Bank
中文摘要：	随着我国经济金融体制改革不断推进，利率市场化进程加快，金融脱媒加剧，互联网金融挑战加深，身处于中国银行业“第三梯队”的城市商业银行在前所未有的严峻挑战中孕育、诞生、成长、成熟。从1995年第一家城市商业银行成立，我国城商行风风雨雨二十年，跌跌拌拌探路前行，经历市场与监管的层层考验，沿循组建规范——创新发展——转型升级的轨迹，成功摆脱体制障碍与管理落后的先天不足，实现从传统金融机构粗放式经营到现代商业银行集约化管理的转变。站在新的历史起点，面临新常态下的新机遇，通过上市提高经营管理能力，进而提高市场竞争力是城商行目前迫切需要把握的机会。城市商业银行实现上市，公司治理水平是判断银行是否具备上市条件的重要指标。因此，本文通过研究银监会与证监会对商业银行上市进程中公司治理的相关政策，分析城商行在上市进程中公司治理存在的问题与不足，根据证监会上市指引对商业银行公司治理架构，董事会、监事会和高级管理层，发展战略、价值准则和社会责任，风险与内部控制，激励与约束机制，信息披露六大方面的要求，提出了针对性的六大方面建议。此外，本文通过梳理哈尔滨银行在H股IPO进程中公司治理六大方面的完善实例，遵循从一般到特殊的原则，希望能够为正在寻求上市和有上市安排的城商行提供参考和借鉴，以帮助他们从公司治理的角度提升企业管理水平，更加符合上市要求，顺利实现上市。
英文摘要：	With the ongoing advancement of the economic and financial system reform in our country, the accelerating interest rate marketization and financial disintermediation, as well as the looming Interest financial threats, city commercial banks in China, the third tier of the banking sector, also develop regardless of unprecedented challenges. Since the first city commercial bank was founded in 1995, the city bank business has undertaken ups and downs for more than 20 years. Passing through the market and regulation tests, transforming along the trajectory of establishment, innovation, and upgrade, city banks have successfully overcome the system obstacle and management deficiency and achieve the transformation from vulgar management of the traditional financial institutions to the modern commercial bank intensive management. Standing at a new historical starting point and facing new opportunities, it is necessary for city commercial banks to improve the management ability and market competitiveness. Corporate governance marks an important indicator of whether a city commercial bank is qualified for public listing. Therefore, this thesis seeks to explore the problems and deficiencies in governance of city commercial banks in listing process and proposes eight advices such as a diversified ownership structure, establishment of management incentive-constraint mechanism, improvement of the function, professionality, and independence of board of directors, improvement of supervision effectiveness of the board of supervisors, upgrade of the information disclosure mechanism, reduction of the improper intervention of local government, enhancement of the level of internal control, and the corporate governance culture construction. The thesis hopes to offer references to those seeking public listings or having similar arrangement, so as to help them improve enterprise management level from the perspective of corporate governance, bring them more in line with listing requirements and achieve the goal.
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