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论文编号：	7442
作者编号：	2120132403
上传时间：	2015/6/9 22:10:17
中文题目：	中国商业银行股权结构对经营绩效的影响研究
英文题目：	The research on the impact of ownership structure on operational performance of commercial banks in China
指导老师：	王曼舒
中文关键字：	商业银行；股权结构；经营绩效
英文关键字：	Commercial Bank; Ownership Structure; Operational Performance
中文摘要：	近几年来，随着商业银行危机的频繁发生以及破产数量的增多，各国学术界日益关注商业银行的公司治理问题，而作为公司治理问题的核心，股权结构也逐渐得到了广泛的关注。商业银行的股权结构是否合理，对经营绩效是否产生影响以及产生何种影响这一问题也受到国内外学者的普遍研究。在中国，商业银行是最重要的金融中介机构，对金融系统和全国经济的稳定性发挥着重要作用。随着商业银行股份制改革的完成和股权分置改革的推进，商业银行进入了一个新的发展阶段，股权呈现多元化，股权结构也更具活力。所以，对于商业银行而言，确定其股权结构是否合理，如何优化股权结构，进而促进其经营绩效的提高，对于中国已经上市的商业银行和即将上市的商业银行，都有着重要的理论意义和现实指导意义。 本文共分六个章节。第一章为引言，介绍论文的研究背景与选题意义、研究内容与研究框架、研究方法以及创新点。第二章为相关理论综述。在阐述股权结构和经营绩效的概念之后，介绍了相关理论，最后从国外和国内两个方面回顾了股权结构对经营绩效影响的研究现状。第三章则从理论角度分析股权结构对商业银行经营绩效的影响，为实证研究奠定理论基础。第四章通过分析各个财务指标，具体阐述了商业银行股权结构和经营绩效的现状及存在的一些问题。第五章为实证分析，通过实证研究，具体分析中国商业银行股权结构对经营绩效的影响。第六章为研究结论和建议，根据第五章的实证结果，提出实证结论，并结合第三章的理论分析，提出针对优化中国商业银行股权结构、提高经营绩效提出了相关建议。 本文采用理论和实证研究相结合的方法，使用SPSS19.0和Stata12.0统计软件，运用因子分析方法得出商业银行的综合经营绩效值，并采用回归分析法对商业银行股权结构对经营绩效的影响进行研究。通过分析，发现股权集中度与经营绩效呈显著的倒U型关系，股权制衡度与经营绩效呈显著U型关系，外资股比例、流通股比例分别对经营绩效为显著负相关，第一大股东的性质对经营绩效呈不显著的正向影响。图5幅，表22个，参考文献56篇。
英文摘要：	Recent years, with the increase of crisis and bankrupt of commercial banks, academies in different countries are becoming more and more concerned with the problem of bank governance. As the core of bank governance, share structure gets wide attention step by step. The problem of the reasonableness of share structure and its impact on operating performance is also studied widely by foreign researchers. In China, commercial banks are the most important financial agents which play an important role in the stability of financial system and national economy. With the completeness of shareholding reform and the implementation of reform of the shareholder structure, commercial banks enter a new development stage, in which shares are more diversified and share structure is more active. So for listed and to be listed commercial banks, ensuring whether the share structure is reasonable, how to optimize it and how to improve performance has theoretical and practical meaning. There’re six chapters in the essay, chapter one is the introduction, introducing study background, topic meaning, study content, study structure, study methods and creative points. Chapter two is the summary of relevant theories, which comes after the definition of share structure and operating performance, final part is the impact of share structure on operating performance, from both the domestic and foreign view. Chapter three analyses the impact of share structure on operating performance from theoretical view, and lay a theoretical foundation for the empirical study. Chapter four introduces existing positions and problems of share structure on operating performance in commercial banks by analyzing several financial ratios. Chapter five is about the empirical analysis, through empirical study, I analyze in particular the impact of share structure on operating performance. Chapter six is the conclusion and recommendation, according to the study result in chapter five, I come to the conclusion and give relevant recommendation on optimizing share structure of domestic commercial banks and improving operating performance using theoretical analysis in chapter three. This thesis adopts the method of combining theoretical and empirical analysis, and uses statistical software of SPSS19.0 and Stata12.0. It gets the operational performance through the factor analysis, then adopts the regression analysis method to study the impact of ownership structure on operational performance of commercial banks. Through analysis, the impact of ownership concentration on operational performance is inverted u-shaped, and the impact of equity restriction ratio on performance is u-shaped. The proportion of foreign shares and tradable shares have negative influence on operational performance. Moreover, the attribute of the first majority shareholder has no significantly positive influence on operational performance. There are 5 figures, 22 tables and 56 references in this paper.
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