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论文编号：	6271
作者编号：	2220120444
上传时间：	2014/6/6 19:14:08
中文题目：	中信银行供应链金融运行与管理优化研究
英文题目：	The study of supply chain finance operation and management in China CITIC Bank
指导老师：	张永强
中文关键字：	中信银行 供应链金融 供应链金融管理
英文关键字：	China CITIC Bank, supply chain financial management, supply chain financial operations
中文摘要：	当前，中国经济增长的内外部环境由于受到各方面的影响而在逐步发生重大变化。从国际上来看，全球经济复苏的步伐略显沉重，欧洲如希腊、意大利等国家主权债务危机还没有从根本上解决，以及美国与日本等国家货币政策的冲击，一些新兴的市场面对遏制通货膨胀和推动经济转型的双重挑战压力巨大。从国内来看，经过改革开放三十多年来的高速增长，中长期的经济增长动力逐步减少，较深层次的矛盾在日益明显化。经济增速已经从前几年的两位数增长降低到2013年三季度的7.7%，中国经济高速上扬的发展态势已经趋于平缓，正在向7%左右的增长态势过渡。经济增长方式和经济结构将发生历史性变化，企业的生产组织方式逐渐演变为清晰的产业链模式。企业对供应链融资的需求日益加深，与此同时，受利率市场化、金融脱媒的显著影响，商业银行传统业务的盈利空间不断受到压缩。在如此背景下，为了在日趋激烈的市场竞争中生存，众商业银行纷纷针对供应链金融进行了金融创新，大幅度加快了对供应链金融产品的研发。一些银行创造性的推出了供应链金融模式，这跳出了传统的信贷思路，充分整合了供应链中资金流、信息流与物流的运行特点。本文主体部分共分为六章，首先是绪论部分，概括介绍了本文研究背景与研究意义、本文的研究内容与方法以及研究的创新点；其后是本文的基础理论部分，主要对供应链金融的理论基础、基本概念、特点、与传统融资模式的不同进行了介绍；接下来主要介绍了中信银行供应链金融的运行，从发展的背景到业务现状及营销现状；随即主要提出了本文要解决的问题，即如何推进建立更优的供应链金融管理，分别从客户与行业的角度，从银行自身的角度，从风险管理的角度提出了相关的建议；随后依据中信银行总行营业部对供应链金融的运用，分析了具体的典型案例，概括的总结了供应链金融对供应链上各个企业的积极作用；最后一部分是结论，得出了本文的基本结论，同时对以后的进一步研究进行了展望。
英文摘要：	Nowadays, the internal and external environment of Chinese economic growth changes gradually due to all kinds of impact. From an international point of view, the pace of global economic recovery is slightly heavy. Some European countries’, such as Greece, Italy and other countries, sovereign debt crisis is catastrophic, and some developed countries’ sovereign debt risks in the U.S., Japan and others significantly increase. In the meantime, some emerging markets face the dual tremendous challenges of curbing inflation and promoting economic restructuring. From a domestic perspective, after thirty years rapid growth of reform and opening, the long-term economic growth momentum declines and the deeper contradiction is increasingly apparent.. The economic growth has reduced from double-digit growth in the past few years to 7.7% in the third quarter of 2013. It can be seen that the rapid development of Chinese economy has leveled off and transited to slow growth of around 7% period. The economic growth and economic structure will undergo historic changes, and the company's production organization evolved into a clear chain model. The demands of corporations for supply chain financing are deepen, while significantly affected by the interest rate liberalization and financial disintermediation; the profit margins of traditional commercial banking business continue to be compressed. In such circumstances, in order to survive in the increasingly fierce market competition, commercial banks have done financial innovation for the supply chain finance, and greatly accelerated the development of supply chain financial products. Some banks launched a creative supply chain finance model, which jumped out of the traditional credit idea and fully integrated operating characteristics of capital flow, information flow and logistics in supply chain. This dissertation is divided into six chapters. The first one is the introduction, which is an overview of the researching background and significance, including researching innovation and methods. The second one is the basic theory of this dissertation, which introduces the main theoretical foundation of supply chain finance, basic concepts, features, and differences from traditional financing models. Next, it presents the supply chain finance operation of China CITIC Bank, from the background to the current situation and the development of marketing status. Then this paper raises the main problem to be solved, namely how to promote the establishment of better financial management of the supply chain, and put forward relevant proposals respectively from the perspective of the customer and industry, from the bank's own point of view, from a risk management point of view. Subsequently, based on the application of China CITIC Bank Head Office’s supply chain finance, it analyzes specific typical case and summarizes general positive role of each enterprise in supply chain finance. The last part is the conclusion, drawing the basic conclusions and implementing a further outlook.
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