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论文编号：	5108
作者编号：	2220110598
上传时间：	2013/5/27 15:25:45
中文题目：	商业银行监事会治理研究——以北京银行为例
英文题目：	Research on Supervisors’ Committee Governance of Commercial Banks——The Case of Bank of Beijing
指导老师：	李维安
中文关键字：	公司治理；商业银行；监事会治理
英文关键字：	Corporate governance; Commercial bank; Governance of the Board of Supervisors
中文摘要：	在社会主义市场经济体系逐步完善的环境下，市场竞争更趋规范且更加激烈。为不断完善监事会治理的监督机制、有效发挥制衡作用，需要持续加强监事会制度体系建设，探索有效方法和实现路径。持续加强商业银行监事会建设，有效发挥监事会治理的监督制衡作用，能够促进商业银行强化风险管控、改善经营效益、实现经营目标。本文首先对国内外关于公司治理及监事会治理的研究情况进行了回顾，通过对公司治理“二元”模式、监事会制度以及商业银行监事会治理相关基本理论的评述，针对商业银行治理体系的特殊性，结合我国相关法律法规对商业银行监事会治理方面的制度要求进行了归纳整理，对进一步完善监事会监督制衡机制进行了理论探索。本文对我国商业银行监事会治理现状进行了讨论，以对监事会治理的必要性、主要职能、履职途径以及应发挥的作用等事项的分析作为切入点，剖析了我国商业银行监事会治理存在的问题，对照商业银行监事会治理应达到的目标，即切实照顾利益相关者利益、助推银行安全稳健运行、强化内部治理机制建设促进经营管理目标的实现，提出了发挥监事会监督的有效性、提高对监事会治理的重视程度、加强履职资源和沟通渠道建设、发挥多层次监督检查作用、强化监事会履职能力建设的对策。本文最后结合北京银行监事会治理的发展现状，针对在清晰界定职责、监督重点内容、履职资源获取、履职能力建设、内外监督协调等方面存在的尚需改进的不足，尝试性地提出划清职责、依规履职，强化监督内容与重点，完善监事会履职的保障机制，加强监事会履职的内部资源整合及外部合作的建议，进一步促进监事会治理在公司治理中发挥更大的效能。本文对商业银行监事会治理的探讨不仅有助于丰富监事会治理的理论研究，而且能够从实践层面为包括北京银行在内的商业银行如何完善监事会治理提供针对性的对策建议。
英文摘要：	As the economic system gradually improves in the socialist market, market competition has become more standardized and intense. In order to constantly improve the supervision mechanism that is governed by the Board of Supervisors and to effectively exert the effect of checks and balances, it is necessary to continuously strengthen the system construction of the Board of Supervisors, and to explore an effective method and a path for accomplishment. In order to facilitate commercial banks to strengthen risk management, to enhance operational efficiency, and to achieve business objectives, it is necessary to continuously reinforce the construction of the Supervisory Committee of commercial banks, and to effectively apply the effect of checks and balances governed by the Board of Supervisors. In this article, it firstly reviews the research on both domestic and foreign corporate governance and the governance of the Board of Supervisors through the “binary” mode, the institution of the Board of Supervisors and comments on the related basic theory of governance of the Supervisory Committee of commercial banks. Due to the specialty of governance system of commercial banks, the article also summarizes and analyzes the requirements on the governance system of the Board of Supervisors of commercial banks in accordance with China’s relevant laws and regulations, and to explore theoretically on further improvement on the mechanism of checks and balances of the Board of Supervisors. In addition, in this article, it discusses the current status of governance of the Board of Supervisors of commercial banks in China. It focuses on the analysis of necessity, the main functions, performance of duties and relevant effects of the Board of Supervisors, as entry points. It also analyzes the issues of the governance of the Board of Supervisors in China, compares with the targeted goals of governance ruled by the Board of Supervisors of commercial banks, which include taking care of the interests of the stakeholders, boosting safe and steady running of banks and strengthening the internal construction of governance mechanism for better achieving operational and managerial goals. Furthermore, the article raises points on the effectiveness of supervision by the Board of Supervisors, the higher degree of attention to the governance of the Board of Supervisors, the reinforcement of construction on the performance of duty resources and communication channels, the exertion on the role of multi-level supervision and inspection, and the strengthening of countermeasures on the construction of ability of duty performance under the Board of Supervisors. Lastly, in this article, given the current development status of governance of the Board of Supervisors of Bank of Beijing, improvement is still needed for some insufficiency, such as clearly-defining responsibilities, monitoring key contents, obtaining performance of duty resources, constructing ability of performance of duty, supervising and coordinating internally and externally, and etc. As a result, the article also tries to draw attentions on clarifying allocation of responsibilities, performing duties in accordance with regulations, and strengthening supervision content and emphasis. It also advocates improving safeguard mechanism of performance of duty, strengthening integration of internal resources and external cooperation of performance of duty under the Board of Supervisors, and this can increase the efficiency of governance of the Board of Supervisors in corporate governance. The investigation in the article on the governance of the Board of Supervisors of the commercial banks will not only help enrich the theoretical research on governance of the Board of Supervisors, but also provides some specifically strategic suggestions to commercial banks including Bank of Beijing from a practical point of views.
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