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论文编号：	4912
作者编号：	2120102617
上传时间：	2012/12/18 22:23:51
中文题目：	我国国有商业银行二级分支机构治理问题研究—以建设银行天津分行为例
英文题目：	The Research on Corporate Governance of the Second –level Branches of the State-owned Commercial Banks in China –Based on the Analysis of CCB Tianjin Branch
指导老师：	郝臣
中文关键字：	国有商业银行；二级分支机构；公司治理；案例分析
英文关键字：	State-owned Banks; Secondary branches corporate; governance ; case study
中文摘要：	我国国有控股金融机构在国民经济中具有重大影响，尤其是经济危机以后，金融机构的治理风险问题倍受关注。我国金融机构的风险来源、风险产生渠道、风险传导机制、风险控制机制同相关治理制度安排有着密切的联系，而这一切都要植根于银行的经营特殊性以及银行具体业务的开展。我国的银行尤其是国有银行的治理研究，必须要从基层经营支行和分行总行的关系着手，深入分析不同经营层面之间的委托代理问题，权利分配，监督和控制机制，进一步探索我国金融机构的治理风险和产生机理与途径，解释在经济转型过程中存在着较为严重的“治理失灵”现象，为进一步完善我国国有控股金融机构的公司治理提供实践指导。 本文从国有商业银行二级分支机构治理的角度出发，首先从理论上分析银行治理的特殊性、利益相关者、分支机构治理等理论基础，以及学术界对国有商业银行分支机构治理的现状。接下来以案例分析的形式，根据作者相关的工作经验和深入分析，以建设银行天津分行为例，探讨我国国有商业银行二级分支机构治理现状和治理问题，在进行深入分析和探讨的基础上，提出有针对性的对策建议。 同时，为了更好地阐述和分析国有商业银行二级分支机构治理现状和问题分析，本文结合国有商业银行的历史沿革和机构设置，从国有商业银行改革的四个阶段，具体到中国建设银行这一案例实体的发展改革历史，对天津市分行所辖二级分支机构治理情况进行分析，并在此基础上，进而分别针对各大国有商业银行及建设银行提出完善二级分支机构治理的对策与建议。
英文摘要：	Our state-owned financial institutions has a great effect in national economy, especially that risk control has got more concern after economic crisis. There are close relationship among risk source, risk transmission mechanism, risk control mechanism and control regime, which comes from particularity of banks running and specific business. Governance of our banks, especially state-owned banks, must base on the relationship among sub-branch, branch and headquarter. Analyze deeply principal-agent problems, Rights Assignment, supervisory control mechanism on different management levels, explore further governance risk, mechanism and ways of financial institutes and interpret governance failure in economic transition, which provide guidance for improving our stated-owned financial institutes. This article is from the angle of secondary branch governance of commercial bank. First, it analyzes the theory of particularity of governance, stakeholder, branches and the governance situation of commercial banks that academic analyze. Then it probes into the governance situation and problems of secondary branch of commercial banks, basing on which it gives some constructive advice. It describes four stages of commercial banks reform, especially the history of Tianjin CCB reform. It analyzes sub-branch governance which is governed by branch of Tianjin, and also gives countermeasure and advice on governance of Branch and sub-branch.
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