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论文编号：	4452
作者编号：	2120092837
上传时间：	2012/6/9 16:04:35
中文题目：	我国商业银行碳金融业务研究
英文题目：	On Carbon Finance Business of China’s Commercial Bank
指导老师：	齐寅峰
中文关键字：	商业银行;碳金融;清洁发展机制
英文关键字：	commercial bank;carbon finance;CDM
中文摘要：	当今世界，全球环境气候问题日益突出，“低碳”概念逐渐融入人们的生活，世界各国对此展开了热烈讨论。在这样的背景下，一些发达国家逐渐形成了碳金融市场，并随之开展了碳排放权的相关交易。特别是在《京都议定书》生效之后，国际碳金融市场的发展更为迅速。作为发展中国家，我国虽没有减排量的强制要求，但因我国是世界碳排放大国，且人口密度大，节能减排必然不容忽视，所以对于我国来说现阶段展开碳金融研究是相当必要的。目前，我国虽然已经有一些碳金融相关业务，但碳金融市场还处于初级阶段，仍有很多问题需要研究、完善。而从另一角度来说，这也意味我国碳金融领域存在着很多的机会和很大的发展空间。在这样的背景下，我国商业银行应该抓住契机，大力发展碳金融业务，丰富自身业务种类，以提高自身竞争力，更好的抵御各种风险。 在研究过程中，本文首先简要阐述了碳金融的相关理论及研究情况，并介绍了国际碳金融的发展情况。随后，通过阅读大量文献，总结了国外商业银行参与碳金融的实践经验，同时也总结了国际最早开展碳金融业务的荷兰银行的成功经验。之后，针对我国商业银行参与碳金融的现状进行了总结概况。接下来将上述国内外商业银行参与碳金融的情况进行比较，找到了我国商业银行发展碳金融的内部和外部制约因素。同时，本文列举我国兴业银行的案例，作为借鉴。最后，针对我国商业银行开展碳金融业务提出了相关建议。本文认为，要保证碳金融业务的顺利开展首先需要我国政府以及商业银行本身构建碳金融业务的支持体系，这是商业银行开展碳金融业务的前提。有了强大的支持体系之后，本文提出了我国商业银行开展碳金融业务的创新思路，主要包括：继续拓展节能减排项目信贷业务，加大创新力度；大力发展碳金融中间业务，优化业务结构；积极拓展碳金融衍生产品；以直接参与者的身份参与碳金融实践。
英文摘要：	In today’s world, the global climatic and environmental issues have become increasingly prominent. Low-carbon concept gradually integrated into people's lives, and countries around the world also launched the discussion. In such background, some developed countries gradually formed carbon finance market, and carry out transaction of carbon emission right. Especially in the" Kyoto Protocol" into effect, the international carbon finance market grows quickly. As a developing country, although our country was not mandatorily required to reduce carbon emissions, but our country is one of the largest carbon emissions country in the world and have a dense population. So, at this stage, it’s necessary to expand carbon finance research for our country. Currently, although our country has carried out some carbon finance business, but carbon finance market in our country is still at the primary stage, which still has a lot of places to be perfected. On the other hand, it also means more opportunities and space for development. In this context, the Commercial Bank of our country should seize this opportunity. They should try hard to develop the carbon finance business and increase their types of business to improve their own competitiveness and have stronger ability of withstanding risks. In the research process, this paper briefly expounds the carbon finance related theory and research situation, and introduces the development situation of international carbon finance. Then, through reading extensive literature, I summarize the experience of foreign commercial banks which are involved in carbon finance, and also summarizes the successful experience of ABN AMRO which is the first bank carrying out carbon finance business in the world. Then, I also summarized general situation of our country’s commercial banks involved in carbon financial. Next, through comparison situations between the domestic and foreign commercial banks involved in carbon financial, I get the internal and external factors which restrict the carbon finance development of Commercial Bank in our country. At the same time, I also cited a Chinese bank's case as a reference. Finally, I put forward proposals for China's commercial banks to carry out carbon finance business. This paper argues that, to ensure the smooth development of carbon finance business need our government and commercial bank itself to build a system to support carbon finance business, which is also the premise of developing carbon finance business. After a strong supporting system, this paper puts forward innovation train of thought for our country’s commercial bank to develop carbon finance business, mainly including: continue to develop credit business of energy-saving and emission reduction projects and increase innovation input; try hard to develop intermediate business of carbon finance and optimize business structure; expand carbon finance derivative actively; participate in carbon finance practice as a direct participant involved.
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