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论文编号：	3893
作者编号：	2120092750
上传时间：	2011/12/2 13:53:13
中文题目：	建行辽宁省分行供应链融资风险控制研究
英文题目：	The Research of Risk Control about Supply-Chain Financing in Liaoning Province Branch of China Construction Bank
指导老师：	薛有志
中文关键字：	供应链融资，风险管理六大要素，供应链融资风险，改进建议
英文关键字：	the supply-chain financing, the six factors of risk management, the risk of supply-chain financing, suggestions for improvement
中文摘要：	改革开发以来，随着中国经济改革的逐步深化，中国中小企业群体得到了快速发展，在国民经济中的地位举足轻重。但是受限于在规模上、发展模式上、技术上、管理上等因素，我国中小企业面临着诸多问题。特别是美国次贷危机之后，其经营环境逐步恶化。随着我国货币政策从宽松转向紧缩，利率和存款准备金逐步上行，中小企业融资难的问题已经受到社会各方面的关注。关于中小企业是否遇到倒闭潮的争论已不绝于耳，可见，其面临的问题是相当严重的。如何从金融角度解决中小企业融资难的问题，将是一条重要渠道。作为国有商业银行，近年来，建行辽宁省分行（以下简称“省建行”）以国内保理为代表的供应链融资产品作为能够解决客户应收账款问题、改善报表结构的综合性金融产品，受到广大客户的欢迎。随着供应链融资快速发展的同时，其风险状况不容乐观。因此，本文通过分析省建行供应链融资风险问题，同时参考供应链融资风险相关文献，对其供应链融资风险存在的问题提出相关风险防范建议，希望能够完善省建行供应链融资风险控制体系，促进业务良好发展。首先，本文在绪论部分简述了省建行供应链融资风险控制的研究背景。随后，在这样背景下提出本文研究的主要问题，即省建行如何应对目前供应链融资风险进行风险控制。然后介绍研究对象，阐明本文研究意义。最后，概述本文内容和结构体系。第二章为理论综述，该章为本文研究的理论基础。其中包括：供应链融资的基本概念、风险管理理论和国内外风险控制研究现状。第三章为省建行供应链融资现状，主要是为第四章省建行供应链融资存在的风险进行铺垫。第四章包括：从风险管理六大要素角度，省建行供应链融资存在的风险。从其特性角度，省建行供应链融资存在的风险问题；第五章从第四章两个角度，对省建行供应链融资风险提出改进建议，主要针对风险的防范。第六章是结论，归纳和概述省建行供应链融资存在的风险、产生原因和如何进行有效风险防范的改进建议。
英文摘要：	As the development of China’s economic reformation, small and medium-sized enterprises (SME) in China develop rapidly and show important position in national economy since opening up. However, SMEs face many problems. They are restricted to scale, development patterns, technology and management skills. As the monetary policy turn to tight, interest rate and reserves rise gradually, financial straits of SMEs has attracted widespread concern in society. The debate of whether SMEs suffer large-scale collapse can be heard without end. So, the problems that SMEs face are pretty serious. How to solve financing problem from financial point is one important channel. As one of the state-owned commercial banks, Liaoning Province Branch’s domestic factoring is the representative supply-chain financing product that solving accounts receivable problem and improve statement structure，that receives success and welcomes by customers these years. At the same time, the risk control of supply-chain financing isn’t good. Therefore, according to analysis the current risk situation of Liaoning Province Branch’s supply-chain financing system, this paper gives some recommendations to deal with the existing risk problems after reference relative risk materials. The purposes of this paper are perfecting Liaoning Province Branch’s risk system of supply-chain financing and improving the business develops well. Firstly, the research background of risk control of Liaoning Province Branch’s supply-chain financing system will be briefed in introduction. Then, the major issue of this paper is how to deal with risk control of its supply-chain financing situation and existing problems. Moreover, the research objectives and significance of this paper will be discussed. And the last part is about content and structure. The second chapter is about theoretical overview, which is the basis of this research paper，Including the basic concepts、the theory of risk control and the research state of Liaoning Province Branch’s supply-chain financing situation. The third chapter is about current situation of supply-chain financing both domestic and international. The third chapter is about current situation of supply-chain financing with Liaoning Province Branch. The forth chapter is about the existing risk problems of supply-chain financing in Liaoning Province Branch. They are the problems base on our bank’s character and the six factors of risk control. The fifth chapter is the recommendations for the two types of existing risk problems. The sixth chapter is the conclusion, which summarize the reasons of supply-chain financing problems and how to improve risk prevention.
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