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论文编号：	381
作者编号：	052188
上传时间：	2008/1/7 17:09:06
中文题目：	我国商业银行贸易融资产品在供应
英文题目：	The Application Research on Th
指导老师：	李莉
中文关键字：	商业银行;贸易融资;供应链;产品<
英文关键字：	Commercial Banks;Trade Finance
中文摘要：	随着当今全球化市场的发展，各国间的贸易往来日益频繁。中国作为当今世界经济环境中不可或缺的一个重要经济参与者，在国际舞台上扮演着独特的角色。作为我国经济发展主体的各类国内企业根据自身的发展需要以及在整个供应链中的位置，必然会对自身的各种风险控制、融资手段提出更高的要求。银行自身的业务内涵在风险控制和提供贸易融资方面有着得天独厚的条件，即企业的运营、资金风险可通过银行进行各种风险参与或受让得以转嫁，企业不断良性发展所需的各种资金融通和资金链的完整也可通过银行的融资产品得以保障。 本文从理论研究和实际应用入手，根据时下贸易环境中商业银行针对企业在供应链资金需求方面所提供的资金融通的一种浅显分析和有益探讨。在总结我国商业银行贸易融资产品和供应链二者特点的基础上，分析我国贸易融资产品的品种及在供应链中的应用现状，在此基础上研究我国商业银行贸易融资产品如何针对供应链，运用产品组合及产品创新来为供应链中的节点企业，特别是围绕在核心企业周围处于弱势的供应商和分销商进行贸易融资。希望为我国商业银行贸易融资业务提供一种新的发展理念，更好的满足企业从事贸易活动所面临的资金短缺问题，在为企业提供资金融通的过程中健全自身贸易融资产品体系，进一步促进商业银行的利润增长，提升我国商业银行和我国企业进出口贸易业务的国际竞争力。 随着世界经济发展内涵和世界范围内各经济主体格局的更迭变化，国际贸易的发展方向的不断延伸和空间领域的进一步拓展，贸易融资体系及相对应的各种产品必将是一个不断发展和完善的过程，这是不仅贸易发展对金融及金融衍生产品的必然需求，也是商业银行作为不断实现利润增长的经济主体实现自身长远发展的重要着眼点。同时，各种贸易融资产品的不断推陈出新也将在客观上促进经济贸易的更快发展，对经济的未来发展方向也有着深远而广阔的影响。
英文摘要：	With the globalization of the world markets and the rapid growth of the trade between countries, as an indispensable participant in the international economy, China plays a role which is more and more important in the international communities. As the main actors in Chinese economy, Chinese enterprises request more for the trade risks controlling and trade financing in correspondence with their roles in the international supply chain. Chinese commercial banks have predominance in risk controlling and financing which would help Chinese enterprises sharing the operation risks and capital risks or solving their problems of capital shortage. Chinese enterprises will ensure their continuous operation and development with fund flowing smoothly and completely by taking advantages of trade finance products provided by commercial banks. Based on summarizing characteristics of trade finance and supply chain and analyzing the current situation of the trade finance products, the thesis studies how to make Chinese commercial banks’ trade finance products to apply to the supply chain with innovation of products assortment and combination to meet the need of enterprises in the supply chain, especially those suppliers and distributors who are in the weak position. The author tries to add some new thoughts into the theory of trade finance innovation to Chinese commercial banks to promote their growth and solve the problems of capital shortage of Chinese enterprises. Therefore, the competency of Chinese commercial banks and Chinese enterprises will be raised step by step. With the changes of world economy and world economic structure, the trend of international trade will be correspondently changed. The development of the international trade and banks’ pursuit of profits require the corresponding development of trade finance system and trade finance products. At the same time, the innovation of various trade finance products will push the trade grow rapidly and influence the development of trade deeply.
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