联系我们

论文查询结果	返回搜索

论文编号：	2929
作者编号：	2220090894
上传时间：	2011/3/24 10:00:40
中文题目：	北京银行基于SOA和影像技术的流程银行体系构建与实施研究
英文题目：	Research on Process Banking Framework Build and Implementation based on SOA and Image Workflow Techniques in Bank of Beijing
指导老师：	严建援
中文关键字：	关键词：流程银行 面向服务的体系结构（SOA） 影像工作流 银行系统平台架构
英文关键字：	Key Words: Process banking, Service-oriented architecture (SOA), Image workflow, Banking system platform framework
中文摘要：	摘要 近年来，中国银行业面临着比以往任何时候都更加复杂的国际化市场环境和经营环境，商业银行能否围绕客户需求，构建高效率的流程化经营管理架构，提升差异化营销服务能力、定制化产品创新能力和集约化内部运营能力，从根本上决定了其核心竞争实力。2005年，银监会刘明康主席首次提出流程银行的概念，此后在监管部门的推动下，国内主要商业银行纷纷从组织架构、作业流程、运行机制与科技平台等各方面加快了创新步伐，谋求先于同业实现从部门银行到以客户为中心的流程银行的转变。为了解决传统部门银行所存在的问题，商业银行亟需完成“前台前移、中台上收、后台集中”的业务流程改造，实现前后台业务分离的流程银行变革。而利用影像工作流技术构建集中作业（账务处理）中心可以实现这种前后台分离的典型流程模式。同时要实现高质量、低成本、快速交付的要求，还需要不断加强信息系统的适应性，利用SOA（Service Oriented Architecture，面向服务的体系架构）作为基于标准化的技术手段，建立高内聚、松耦合的应用系统，能够使商业银行信息系统具备快速组合业务流程、开发新功能的特性，满足新形势下银行业务个性化、动态化的需要。 本课题以分析传统部门银行业务流程存在的弊端、部门银行与流程银行的差异比较为背景，通过分析建立流程银行的重要性和必要性，来阐述我国商业银行推进流程银行建设的原因。之后通过回顾面向服务的体系架构（SOA）的理论发展，和介绍影像工作流技术理论，探讨先进信息技术手段与促进银行业务发展之间的关系。最后从商业银行实际应用角度，以北京银行SOA和影像平台系统架构解决方案为实例，通过对北京银行面临问题、应用概况、系统构架、应用效果等进行分析讨论，从一个微观的角度分析中国中小商业银行利用先进的信息技术实现业务流程改造的现实情况，并在参考实践案例及新技术理论的基础上，讨论“SOA+影像工作流”的银行IT总体架构对于满足中小商业银行的业务战略目标和科技发展规划要求，支持业务持续发展、降低开发成本、提高系统应变能力、解决传统银行运营模式存在的问题所具有的重要意义。
英文摘要：	Abstract In recent years, Chinese banking industry is facing more complicated international market environment and Business situation than ever. It determines the core competence fundamentally whether a bank can construct high efficient process management structure and enhance the capability of different services, customized product innovation and intensive internal operation according to customers’ demands. In 2005, the CBRC chairman Liu Mingkang proposed the concept of process banking for the first time. Since then, with the promotion of supervision department, main domestic commercial banks have been accelerating the innovation in organization structure, business process, operational process and technical platform, trying to transform from departmental bank to client-oriented process bank before others. In order to solve the problems of traditional departmental banks, commercial banks desiderate to rebuild business procedure by “moving the bank receptionist forward, taking over the intermediate processing and concentrate the background jobs”. Intensive process center (accounting treatment) based on image workflow technology is a typical model to realize it. SOA based techniques should be used as a standard method to build loosely coupled system and make commercial bank information system fit for combining business process and developing new function to satisfy individual and dynamic needs of bank operation in new situation. Based on analyzing the disadvantages of traditional departmental bank process and the difference between departmental bank and process bank, this paper has discussed the importance and necessity of process banking to expatiate on reasons of promoting process bank construction in China. The relationship between advanced information techniques and bank business growing is discussed by reviewing the development of the SOA techniques and the image workflow techniques. Then from the standpoint of commercial banks, by analyzing the problem, application, system framework and effect of using SOA and image workflow techniques in Bank of Beijing, this paper researches microcosmically the situation that Chinese SME commercial banks use advanced information techniques to rebuild business process. Based on real cases and new theories, this paper also discussed the significance of “SOA + Image Workflow” framework for satisfying SME commercial banks’ business strategy and technical developing programming, the importance of supporting business sustainable development, reducing developing costs, improving system’s adaptability to changes and solving problems of the operation models of traditional banks.
查看全文：	预览  下载(下载需要进行登录)