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论文编号：	2800
作者编号：	2120082407
上传时间：	2010/12/2 20:27:53
中文题目：	中国建设银行物流供应链金融业务研究
英文题目：	The Research on Logistics Supply Chain Finance of China Construction Bank
指导老师：	李莉
中文关键字：	物流供应链 供应链金融 第三方物流 中国建设银行
英文关键字：	Logistics supply chain Supply chain finance Third party logistics China Construction Bank
中文摘要：	当今，受金融脱媒、利率市场化、同业竞争以及金融监管等诸多因素的共同影响，商业银行面临着前所未有的变革压力和挑战。推进战略转型与业务创新成为众多银行谋求生存和发展的不二选择，而供应链金融作为近年业内一项重要的业务创新，无疑为商业银行实现业务转型、强化客户关系、提高收益水平、降低经营风险、满足监管要求并最终提升核心竞争力提供了足够的空间和平台，成为商业银行竞相争夺的“蓝海”。 随着供应链管理模式的发展，以物流供应商为核心的物流供应链开始崭露头角，而对于物流供应链的融资嵌入，在国内还缺少成熟的理论指导与实践经验。本文从理论研究和实际应用相结合的角度出发，探讨建设银行在物流供应链金融领域的业务创新。物流供应链金融业务通过引入第三方物流核心企业的信用捆绑及物流全流程监管，搭建了“物流—金融”一体化平台，充分发挥了第三方物流公司和银行在各自物流监管与资金流监管领域的比较优势，切实落实了对物流与资金流的封闭管理，保证了融资业务的自偿性，从而有效提升了上下游中小企业的融资能力，并最终提升了整条物流供应链的竞争能力。物流供应链金融业务有力地带动了银行、物流核心供应商和上下游企业实现利益共赢。本文在回顾了供应链理论、物流供应链理论和供应链金融理论之后，进行了物流供应链金融概念的界定，并重点分析了物流供应链金融的特征及基本运作模式。同时分析了建设银行现有供应链金融业务的发展现状，剖析了不足及其成因，提出了构建物流供应链金融方案的建议。最后，以天津市物资集团的物流供应链运作模式为依托，进行物流供应链金融方案的具体实施。在前文研究与应用的基础上，本文得出如下结论：揭示物流供应链金融的核心理念、融资模式与风险控制优势，并且通过案例实施效果分析，进一步验证该业务的实践价值，为建设银行在该领域的业务拓展提供了一定的借鉴作用。
英文摘要：	Recently, under the influence of many factors, such as financial disintermediation, liberalization of interest rate, competition of other banks, the financial supervision and so on, banks are facing the unprecedented pressure and challenge of changing. Pushing strategic transformation and financial innovation is the only choice of numerous banks to seek the survival and the development. Supply chain finance is an important innovation in recent years and becomes the “blue sea” for banks to compete, which provides enough space and the platform for banks to realize service reformation, strengthen customer relations, raise the income level, reduce the operational risk, satisfy the supervision request and promote the core competitiveness without doubt. With the development of supply chain management pattern, logistics supply chain which is lead by logistics suppliers begins to run, but logistics supply chain finance lacks mature theory instruction and experience in domestic. This article discusses innovation in China Construction Bank in the domain of logistics supply chain finance from the angle of fundamental research and the practical application. The logistics supply chain finance builds the integrated “logistics - finance” platform through introducing the credit bundle and the logistics entire flow supervision of third party core logistics suppliers. The logistics supply chain finance promotes the competitive ability of the entire logistics supply chain by fully displaying the comparative superiority of the third party core logistics suppliers and banks respectively in the domain of logistics supervision and the fund supervision, carrying out earnestly seal management to the logistics and the fund, guarantying the financing from self-recompense, promoting the upstream and downstream small and medium-sized enterprises’ financing ability effectively. The logistics supply chain finance leads the bank, the logistics core supplier and the upstream and downstream enterprise powerfully realizes the benefit altogether to win. After reviewing the supply chain theory, the logistics supply chain theory and the supply chain finance theory, the author defines the concept of the logistics supply chain finance and analyses the characteristics and the basic operation pattern of the logistics supply chain finance. Simultaneously, the author analyses the present situation of supply chain finance in the China Construction Bank including the insufficiency and it’s reason, and puts forward the proposal to construct the logistics supply chain finance plan. Finally, taking the Tianjin Material and Equipment Group Corporation’s logistics supply chain operation pattern as the case, the author carries on the implementation of the logistics supply chain finance plan. Basing on the previous studies, this article draws the following conclusions: revealing the core idea, financing pattern and risk control superiority of logistics supply chain finance, and further confirms the practice value of this service through the implementation effect analysis which strives to give some guidance and reference for the China Construction Bank to enter this domain on a large scale.
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