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论文编号：	15167
作者编号：	2320224275
上传时间：	2024/12/11 11:22:42
中文题目：	D证券公司发行资产证券化业务的合规风险管理研究
英文题目：	Research on Compliance Risk Management of Asset Securitization Business Issued by D Securities Company
指导老师：	边泓
中文关键字：	证券公司;资产证券化;合规风险管理
英文关键字：	securities company; Asset securitization; Compliance risk management
中文摘要：	本论文研究了D证券公司在资产证券化业务中的合规风险管理问题，试图通过分析该业务中的合规风险特征，揭示证券公司在具体业务环节中面临的实际挑战。通过分析资产证券化业务中的合规风险特征，揭示了证券公司在基础资产出表、信用审查和募集资金管理等方面面临的挑战。研究首先探讨了合规风险管理的理论基础，涵盖风险管理、内部控制和道德风险等理论，为进一步的分析提供了框架支持。 首先，本文从合规风险管理的理论基础入手，为后续分析奠定理论框架。合规风险管理不仅涉及传统的风险管理理论，还包括内部控制、道德风险等多个学术领域。在实证分析中，根据D证券公司目前的合规风险管理政策，本文通过资产证券化业务开展过程中经历的承揽及立项阶段、尽职调查及内核阶段、对外报送及发行阶段、后期管理阶段，详细评估了D证券公司的合规管理现状，发现其在基础资产出表的审查、对外部评级机构的过度依赖、以及募集资金使用监管方面存在不足。这些问题可能引发法律、财务和声誉风险，影响公司长期运营稳定性。 该论文针对以上这些问题提出了相应的改进措施，其中包括加强基础资产出表审查、构建独立的信用审查机制以及加强对募集资金的管理水平等。通过以上优化建议，旨在增强D证券公司的合规管理能力，减少潜在风险，确保业务运作的合法合规性，并巩固其在市场中的竞争力。
英文摘要：	This thesis investigates the compliance risk management issues of D Securities Company in asset securitization business, aiming to reveal the actual challenges faced by securities companies in specific business segments by analyzing the compliance risk characteristics of the business. By analyzing the compliance risk characteristics of asset securitization business, it reveals the challenges faced by securities companies in the areas of outsourcing and project initiation, due diligence and internal audit, external reporting and issuance, and post-transaction management. The study first explores the theoretical foundation of compliance risk management, covering risk management, internal control, and moral hazard theories, providing a framework for further analysis. First, this thesis starts from the theoretical foundation of compliance risk management to lay a theoretical framework for the subsequent analysis. Compliance risk management not only involves traditional risk management theories but also multiple academic fields such as internal control and moral hazard. In the empirical analysis, based on D Securities Company's current compliance risk management policies, this paper evaluates the current compliance management status of D Securities Company in detail by analyzing the asset securitization business process from the stages of contracting and project initiation, due diligence and internal audit, external reporting and issuance, and post-transaction management. It finds that D Securities Company has shortcomings in the review of underlying asset outsourcing, excessive reliance on external rating agencies, and fundraising use supervision. These problems may lead to legal, financial, and reputational risks, affecting the company's long-term operational stability. The paper proposed corresponding improvement measures to address these issues, including strengthening the review of off-balance sheet assets, establishing an independent credit review mechanism, and enhancing the management level of fundraising. Through the above optimization suggestions, the aim is to enhance D Securities' compliance management ability, reduce potential risks, ensure the legality and compliance of business operations, and consolidate its competitiveness in the market.
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