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论文编号：	13888
作者编号：	2320200579
上传时间：	2023/6/5 14:40:59
中文题目：	经营环境变化下J网贷公司人力资源配置优化研究
英文题目：	Research on the Optimization of Human Resources Allocation of J Online Loan Company under the Change of Business Environment
指导老师：	齐善鸿
中文关键字：	经营环境变化；网贷公司；人力资源配置
英文关键字：	Change in business environment; Online loan company; Human resource allocation
中文摘要：	2018年末，互联网金融风险专项整治工作领导小组办公室、P2P网贷风险专项整治工作领导小组办公室联合发布了《关于做好网贷机构分类处置和风险防范工作的意见》，提出P2P网贷机构应“能退尽退，应关尽关”，该《意见》的发布意味着整个网贷行业被全面取缔。 国家政策的转变加之突如其来的新冠疫情，P2P网贷行业的经营环境开始发生变化，J网贷公司作为行业中排名靠前、规模较大的头部平台之一也面临着严峻考验。为了应对经营环境变化，J网贷公司迅速将扩张战略调整为收缩战略。因其作为轻资产企业人力资源成本约占整个运营成本的70%，因此人力资源管理的整体调整迫在眉睫。而人力资源的合理配置作为人力资源管理工作的重要前提和基础，则成为J网贷公司人力资源部门应对本次经营危机的首要任务。 本文将J网贷公司作为研究对象，在分析网贷行业经营环境的基础上，阐述了经营环境变化对J网贷公司的业务发展和内部管理带来的影响。随后结合人力资源相关数据和问卷调查结果对经营环境变化时J网贷公司人力资源配置的实际情况及存在的主要问题进行了深入的研究，发现J公司人力资源配置存在结构、数量、质量和效率等方面的问题，问题成因在于缺乏科学的人力资源规划，人才招聘与退出机制僵化，人才培养体系失灵，人才激励与保留机制失效以及绩效管理缺乏适配性。因此，本文提出调整组织结构、优化人才匹配机制、创新人才培养模式、丰富人才保留手段、提高绩效管理水平等优化措施。
英文摘要：	At the end of 2018, the Office of the Leading Group for the Special Rectification of Internet Financial Risks and the Office of the Leading Group for the Special Rectification of P2P Online Loan Risks jointly issued the "Opinions on Doing a Good Job in the Classified Disposal and Risk Prevention of Online Loan Institutions", proposing that P2P online loan institutions should "be able to retire as soon as possible, and should be fully closed." The release of the "Opinions" means that the entire online loan industry is comprehensively banned. With the change of national policies and the sudden COVID-19, the business environment of the P2P online loan industry has begun to change. As one of the top and large-scale head platforms in the industry, J online loan company is also facing a severe test. In response to changes in the operating environment, J Online Loan Company quickly adjusted its expansion strategy to a contraction strategy. As a light asset enterprise, the human resource cost accounts for about 70% of the entire operating cost, so the overall adjustment of human resource management is imminent. The rational allocation of human resources, as an important prerequisite and foundation for human resource management, has become the primary task for the human resources department of J Online Loan Company to respond to this business crisis. This thesis takes J Online Loan Company as the research object, and based on analyzing the operating environment of the online loan industry, expounds the impact of changes in the operating environment on the business development and internal management of J Online Loan Company. Subsequently, based on relevant human resource data and questionnaire survey results, an in-depth study was conducted on the actual situation and main problems of J Online Loan Company's human resource allocation when the business environment changed. It was found that J Company's human resource allocation has problems in terms of structure, quantity, quality, and efficiency. The causes of the problems lie in the lack of scientific human resource planning, the ossification of talent recruitment and exit mechanisms, and the failure of the talent cultivation system, The failure of talent incentive and retention mechanisms and the lack of adaptability of performance management. Therefore, this article proposes optimization measures such as adjusting organizational structure, optimizing talent matching mechanism, innovating talent cultivation models, enriching talent retention methods, and improving performance management level.
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