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论文编号：	12540
作者编号：	2320180319
上传时间：	2021/6/15 14:50:18
中文题目：	GR证券公司反洗钱管理研究
英文题目：	Research on Anti-money Laundering Management of GR Securities Company
指导老师：	王曼舒
中文关键字：	证券公司；洗钱；反洗钱
英文关键字：	securities companies；money laundering；anti-money laundering
中文摘要：	洗钱犯罪危害极大，对于一个国家甚至整个世界来说，它就像艾滋病毒一样，可以降低我们对其他犯罪的“免疫力”，在为上游犯罪提供“养分”的同时，严重扰乱和损害了社会的正常经济秩序。并且，洗钱犯罪对人民的生命财产安全造成的创伤是不可想象的，对一个国家的国际声誉所造成的负面影响是不可逆的。我国向来重视反洗钱监管，尤其在金融行业内，不过，中国人民银行最开始将反洗钱监管的重点放在了银行身上。相较于银行，证券业本身也有相同的特性容易被利用，成为洗钱犯罪的场所。近几年来，央行对证券公司的监管强度日渐提升，证券公司本身也要积极跟上国家的反洗钱脚步，以符合反洗钱监管的要求，维护自身和客户的利益不被洗钱活动所侵害。 本文选取GR证券公司进行反洗钱管理分析，运用文献分析、对比分析、历史分析等研究方法，研究GR证券公司的反洗钱管理现状及其存在的问题。本文首先概述了本文的研究背景与选题意义、内容与框架、方法与创新点以及洗钱、反洗钱的相关概念界定、理论回顾；其次介绍了国内外反洗钱制度的背景，通过研究GR证券公司反洗钱管理现状分析出其在反洗钱管理方面存在的问题及面临的困境，并针对GR证券公司在反洗钱管理方面存在的问题，提出了优化建议；最后，对本文的研究做出了总结陈述，分析了文章的不足之处和对未来研究方向的展望。 经过研究分析，本文对GR证券公司未来反洗钱管理提出三条建议：一是建设大数据反洗钱分析系统，利用大数据和金融科技，强化反洗钱管理；二是专门针对客户身份识别制度的优化建议，细化客户风险等级评估分类，用公式、指标、得分来划分风险等级，进行管控；三是各类新业务新产品的反洗钱管理，加大科技投入，提高监管技术，加强网上交易反洗钱宣传和培训力度。此外，GR证券公司还应在信息共享披露机制建设方面完善创新型金融工具的反洗钱监测机制，防范洗钱犯罪的发生。
英文摘要：	Money laundering crime is extremely harmful. For a country or even the whole world, it is like HIV. It can reduce our “immunity” against other crimes. While providing “nutrition” for predicate crimes, it severely disrupts and damages The normal economic order of society. Moreover, the trauma caused by the crime of money laundering to the safety of people’s lives and property is unimaginable, and the negative impact on a country’s international reputation is irreversible. my country has always attached great importance to anti-money laundering supervision, especially in the financial industry. However, the People’s Bank of China initially put the focus of anti-money laundering supervision on banks. Compared with banks, the securities industry itself has the same characteristics and is easy to be used as a place for money laundering crime. In recent years, the central bank’s supervision of securities companies has increased, and securities companies themselves must actively keep up with the country’s anti-money laundering steps to meet the requirements of anti-money laundering supervision and protect the interests of themselves and their customers from money laundering activities. This article selects GR Securities Company to conduct anti-money laundering management analysis, using literature analysis, comparative analysis, historical analysis and other research methods to study the current situation and existing problems of GR Securities Company’s anti-money laundering management. The article firstly summarizes the research background of this article and the significance of the topic, content and framework, methods and innovations, as well as the definition of money laundering and anti-money laundering related concepts, and theoretical review; secondly, it introduces the background of domestic and foreign anti-money laundering systems, and through the research of GR Securities The current situation of anti-money laundering management analyzes the problems and difficulties it faces in anti-money laundering management, and proposes optimization suggestions for the problems in anti-money laundering management of GR Securities Company; finally, a summary statement of the research in this article is made , Analyzed the shortcomings of the article and the prospect of future research directions. After research and analysis, this article puts forward three suggestions for the future anti-money laundering management of GR Securities: One is to build a big data anti-money laundering analysis system, and to use big data and financial technology to strengthen anti-money laundering management; the other is to optimize the customer identification system. , Refining the customer risk level assessment classification, using formulas, indicators, and scores to divide the risk level for management and control; the third is the anti-money laundering management of various new business and new products, increasing scientific and technological investment, improving supervision techniques, and strengthening online transaction anti-money laundering Propaganda and training efforts. In addition, GR Securities should also improve the anti-money laundering monitoring mechanism of innovative financial instruments in the construction of information sharing and disclosure mechanisms to prevent the occurrence of money laundering crimes.
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