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论文编号：	1208
作者编号：	2220070644
上传时间：	2009/6/10 20:34:38
中文题目：	金融服务项目风险管理研究——以
英文题目：	The risk reach of financial se
指导老师：	李季
中文关键字：	金融服务项目 风险管理 风险成
英文关键字：	Financial Service project Ris
中文摘要：	随着金融服务项目对经济发展的推动作用越来越大，金融服务项目的风险管理问题愈发受到重视，尤其是近几年金融企业竞争激烈，更加重视金融服务项目的开发和管理，为保障金融服务项目顺利有效地进行，金融服务项目风险管理的重要性也逐渐被人们所认识。随着金融市场的动荡，经济危机的爆发，金融企业及政府的风险意识都有所加强。然而，目前我国金融服务项目风险管理的发展状况尚不如人意，现实操作中还存在很多问题，对其理论的研究也有待于进一步加深。以往项目管理多用于工程项目，而金融项目风险管理多采用经济学视角，本研究试图以项目管理的方法对金融服务项目风险管理进行研究探讨。本论文基于我国金融服务项目风险管理不规范的现状，结合具体实例对金融服务项目风险管理模式进行研究。 作为整个研究的基础，本文首先基于文献综述和理论研究，回顾了风险管理基础理论及相关文章综述，从我国金融服务项目风险管理的发展现状出发，分析金融服务项目自身的特点，剖析风险产生机理及原因，找到有效风险控制方法。论文运用项目管理学的理论分析了金融服务项目风险的因素，金融风险的特性和管理原则，构建了金融创新风险的防范体系，并以支付宝项目为案例对金融服务项目风险做了实证分析. 首先介绍了金融服务项目风险的原理。给出了金融服务项目的定义及特点，其次，回顾了金融服务项目的管理原则及特性并与工程项目作比较；然后，分析了金融服务项目风险成因及其特殊风险。然后介绍了金融服务项目风险管理相关理论回顾。阐述了金融服务项目的界定与特征。其次，介绍了风险管理的概述、原则与特征。接下来阐述了金融服务项目风险的成因及其特殊风险，分别从我国金融服务项目风险管理发展滞后的角度和从项目管理的角度分析发展滞后的原因。构建金融服务项目风险管理体系。从风险管理规划工作；风险识别工作；风险评估工作。然后,主要叙述了风险应对计划制定工作；风险应对计划实施与跟踪工作五个方面对风险管理进行详细地剖析。最后以支付宝项目的风险控制为例，介绍了其案例背景及其风险管理的各个方面。从实例的角度对金融服务项目风险管理进行了分析。
英文摘要：	With the financial services projects on the economic development of a growing role in promoting financial services risk management issues more attention, especially in recent years, competitive financial enterprises, financial services pay more attention to the development and management of projects to protect smooth and effective financial services to carry out the project, financial services of the importance of project risk management has gradually been recognized. In recent years as the financial market turbulence, the outbreak of the economic crisis, financial firms and the Government have increased the risk of awareness. At present, however, China's financial services in the development of risk management is not satisfactory, realistic operation, many problems still exist in their theoretical studies need to be further deepened. In this study, based on China's financial services risk management norms of the status quo is not an attempt to project management from the perspective of specific examples of financial services risk management model for research. As the basis of the study, thesis based on literature review and theoretical studies, reviewed the basic theory of risk management and related article, a synthesis of financial services from our development of risk management, the analysis of the financial services of its own characteristics, risk analysis mechanism and reasons, to find an effective method of risk control. The first part of the financial services of the principles of project risks. First of all, given the definition of financial services and features, and secondly, reviewed the financial services project management principles and characteristics and to compare with the project; and then analyzed the causes of the financial services project risks and special risks. The second part of the financial services related to project risk management theory recalled. First of all, on the definition of financial services with the characteristics of the project. Second, introduced an overview of risk management, principles and characteristics. The third part of the financial services of the causes of project risk and special risk, respectively, from China's financial services lag behind the development of risk management point of view and from the project management point of view of the reasons for slow development. Build a financial services project risk management system. From the risk management planning; risk identification; risk assessment. Part IV, mainly describes the development of risk response plans; risk response plans and tracking the implementation of five aspects of work carried out on a detailed risk management analysis. Part V, to cover the risk control of as an example, the case background and various aspects of risk management. From the perspective of an example of the financial services risk management analysis
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