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论文编号：	11354
作者编号：	2320170524
上传时间：	2019/12/12 21:12:19
中文题目：	平安银行离岸业务风险控制策略优化研究
英文题目：	Research on Optimization of Risk Control Strategy for Offshore Business of Ping An Bank
指导老师：	张耀伟
中文关键字：	平安银行；离岸业务；风险控制；管理方案；
英文关键字：	Ping An Bank; offshore business; risk control; management plan;
中文摘要：	从二十世纪中期到现在，离岸金融作为全球市场经济高度开放的产物，摆脱了以往金融市场国民属性的束缚，为国际金融市场的高效、稳定运行创造了必要的条件。在2001年12月，我国正式成为世界贸易组织中的一员，这意味着金融国际化和金融自由化的发展问题已经被列为重要的议程。2002年6月，中国人民银行正式恢复了离岸银行业务。基于该种环境，分析离岸金融兴起的根源及其未来的发展方向，探究国内离岸金融的整体发展态势，学习欧美等国的成功经验，为我国实现金融国际化提供科学的建议，这是一个很有价值的研究课题。同样，随着金融全球化的快速发展，国际及国内金融市场持续动荡，注册在境外的非居民通过在境内银行开立离岸公司账户使资本实现了跨境融通，境内银行为境外注册的离岸公司提供了相关金融服务，扩大了国际贸易及跨境投资的规模，也为离岸金融的发展奠定了基础。 本文以平安银行离岸业务风险控制策略管理为研究主题，首先阐述了研究背景、意义、研究的内容和方法，主要采用文献分析、比较分析、案例分析等方法，通过阐述国内外离岸金融的发展历程和发展趋势，对离岸金融做了相关理论回顾。继而，介绍了平安银行目前的经营管理和风险控制现状，通过与同行业银行机构的业务数据进行比较分析、过往数据进行比对分析，展示收到的管理成效，并介绍了平安银行目前对于离岸业务管理的方法和管理工具。接着提出在日常管理中遇到的问题和难点，分析产生问题的原因，结合工作实践和日常思考，有针对性地结合问题提出优化建议，给出问题的改进措施。 本文通过对平安银行离岸业务管理方案的探讨和分析，对进一步有效地防控离岸业务风险，满足内部和外部合规要求，提升风险管理能力和水平，具有一定的指导意义。从而为促进平安银行离岸业务高速发展提供了有力保障和内控支持。通过对平安银行离岸业务的日常管理动作和风险控制方面进行分析，发现管理中的问题并进行梳理，从业务实践的角度剖析问题产生的原因，有针对性地提出优化方案和改进建议，以期提高离岸业务风险控制的管理水平并发挥一定的实践作用。
英文摘要：	From the middle of the 20th century to the present, as a product of the highly open global market economy, offshore finance has freed itself from the shackles of the previous national nature of the financial market and created necessary conditions for the efficient and stable operation of the international financial market. In December 2001, China officially became a member of the world trade organization, which means that the development of financial internationalization and financial liberalization has been listed on an important agenda. In June 2002, the People's Bank of China officially resumed the offshore banking business. Based on this kind of environment, it will be a valuable subject to analyze the origin of the rise of offshore finance and its future development direction, explore the overall development trend of domestic offshore finance, learn from the successful experience of Europe and the United States and other countries, and provide scientific suggestions for China to realize financial internationalization. Also, with the rapid development of financial globalization, the international and domestic financial market turmoil, registered in overseas non-resident make through open an offshore company account in the bank capital has realized the cross-border financing, domestic Banks to registered overseas offshore company provides related financial services, expand the scope of international trade and cross-border investment, also has laid the foundation for the development of offshore finance. This paper takes Ping An Bank's offshore business risk control strategy management as the research topic. Firstly, it expounds the research background, significance, research content and methods. It mainly uses literature analysis, comparative analysis, case analysis and other methods to explain offshore finance at home and abroad. The development history and development trend have made relevant theoretical reviews on offshore finance. Then, it introduces the current management and risk control status of Ping An Bank, compares and analyzes the business data of the same industry banking institutions, compares the past data, shows the management results received, introduces the current situation of Ping An Bank and method and management tools for shore business management. Then it puts forward the problems and difficulties encountered in the daily management, analyzes the causes of the problems, combines the work practice and daily thinking, proposes the optimization suggestions in combination with the problems, and gives the improvement measures of the problems. Through the discussion and analysis of Ping An Bank's offshore business management plan, this paper has certain guiding significance for further effectively preventing and controlling the risk of offshore business, meeting internal and external compliance requirements, and improving risk management capability and level. This provides a strong guarantee and internal control support for the rapid development of Ping An Bank's offshore business.Through the analysis of the daily management actions and risk control aspects of Ping An Bank's offshore business, we will find out the problems in management and sort out the problems, analyze the causes of the problems from the perspective of business practice, and propose optimization plans and improvement suggestions in a targeted manner. In order to improve the management level of offshore business risk control and play a certain practical role.
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